Your view on – we are depending too much on loans.
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12 Oct, 2019 10:27 AM
However it is quite helpful to the middle class people. They can have the things they want but can not afford . Now people can take loan at 0% interest on few items. It also helps in growing industries. But it should not all the time a man is takeing loans and make the things possible.
17 Sep, 2019 10:02 PM
Loans are divided as personal,home,educational,car etc.When a individual takes a loan they need to provide their bank details and documents.The higher officials will evaluate all those documents and then comes to a decision whether to approve or not.Once oif the loan got sanctioned,the individual need to pay the money with interest every month without fail.
Loans helps a individual to solve their personal problems by giving money.But on the other hand the interest that we need to pay in return gives a loss to us.For example if we take a loan of rs.10,000 ,we need to pay extra amount with interest.This incures loss to the individual financially.
Loans has many advantages and disadvatages.It helps a individual to solve their problems by giving support.On the other hand loand makes the individual degrade financially by taking interest.Banks need to reduce the interest on loans so that every individual can clear the loans on time without taking pressure.DEvery individual need to expose to the advantages of loans and need to overcome its disadvantages with courage and punctuality.