Get Off-Campus Placement Jobs Info !!!
Programs asked in Mettl Coding Round
Click To Practce List of Programs asked in Nagarro !!!

Practice Questions & Answers :: eLitmus

15.2K

Tot. Mock Test: 13+


Tot. Exam. Sec.: 3+


Total Practice Qs: 52+

NA
SHSTTON
14
Solv. Corr.
7
Solv. In. Corr.
21
Attempted
0 M:0 S
Avg. Time

11 / 52

Read the passage and answer the questions that follow on the basis of the information provided in the passage.

 The impressive recent growth of certain sectors of the Indian economy is a necessary but insufficient condition for the elimination of extreme poverty.

In order to ensure that the poorest benefit from this growth, and also contribute to it, the expansion and improvement of the microfinance sector should be a national priority. Studies suggest that the impact of microfinance on the poorest is greater than on the poor, and yet another that non-participating members of communities where microfinance operates experience socio-economic gains ? suggesting strong spillover effects. Moreover, well-managed microfinance institutions (MFIs) have shown a capacity to wean themselves off of subsidies and become sustainable within a few years.

Microfinance is powerful, but it is clearly no panacea. Microfinance does not directly address some structural problems facing Indian society and the economy, and it is not yet as efficient as it will be when economies of scale are realized and a more supportive policy environment is created.

Loan products are still too inflexible, and savings and insurance services that the poor also need are not widely available due to regulatory barriers.

Still, microfinance is one of the few market-based, scalable anti-poverty solutions that is in place in India today, and the argument to scale it up to meet the overwhelming need is compelling. According to Sa-Dhan, the overall outreach is 6.5 million families and the sector-wide loan portfolio is Rs 2,500 crore.

However, this is meeting only 10% of the estimated demand. Importantly, new initiatives are expanding this success story to the some of the country's poorest regions, such as eastern and central Uttar Pradesh.

The local and national governments have an important role to play in ensuring the growth and improvement of microfinance. First and foremost, the market should be left to set interest rates, not the state. Ensuring transparency and full disclosure of rates including fees is something the government should ensure, and something that new technologies as well as reporting and data standards are already enabling.

Furthermore, government regulators should set clear criteria for allowing MFIs to mobilize savings for on-lending to the poor; this would allow for a large measure of financial independence amongst well-managed MFIs. Each Indian state could consider forming a multi-party working group to meet with microfinance leaders and have a dialogue with them about how the policy environment could be made more supportive and to clear up misperceptions.
There is an opportunity to make a real dent in hard-core poverty through microfinance. By unleashing the entrepreneurial talent of the poor, we will slowly but surely transform India in ways we can only begin to imagine today.

Read Full Paragraph

What could possibly "grandiloquence" mean as inferred from the context in which it has been used in the passage?


Agrand party

Bcelebrations

Clofty speech

Ddestiny

Answer: Option C

Explanation:

Here is no explanation for this answer

Submit Your Solution

Tags: No Tags on this question yet!

NA
SHSTTON
12
Solv. Corr.
6
Solv. In. Corr.
18
Attempted
0 M:0 S
Avg. Time

12 / 52

Read the passage and answer the questions that follow on the basis of the information provided in the passage.

 The impressive recent growth of certain sectors of the Indian economy is a necessary but insufficient condition for the elimination of extreme poverty.

In order to ensure that the poorest benefit from this growth, and also contribute to it, the expansion and improvement of the microfinance sector should be a national priority. Studies suggest that the impact of microfinance on the poorest is greater than on the poor, and yet another that non-participating members of communities where microfinance operates experience socio-economic gains ? suggesting strong spillover effects. Moreover, well-managed microfinance institutions (MFIs) have shown a capacity to wean themselves off of subsidies and become sustainable within a few years.

Microfinance is powerful, but it is clearly no panacea. Microfinance does not directly address some structural problems facing Indian society and the economy, and it is not yet as efficient as it will be when economies of scale are realized and a more supportive policy environment is created.

Loan products are still too inflexible, and savings and insurance services that the poor also need are not widely available due to regulatory barriers.

Still, microfinance is one of the few market-based, scalable anti-poverty solutions that is in place in India today, and the argument to scale it up to meet the overwhelming need is compelling. According to Sa-Dhan, the overall outreach is 6.5 million families and the sector-wide loan portfolio is Rs 2,500 crore.

However, this is meeting only 10% of the estimated demand. Importantly, new initiatives are expanding this success story to the some of the country's poorest regions, such as eastern and central Uttar Pradesh.

The local and national governments have an important role to play in ensuring the growth and improvement of microfinance. First and foremost, the market should be left to set interest rates, not the state. Ensuring transparency and full disclosure of rates including fees is something the government should ensure, and something that new technologies as well as reporting and data standards are already enabling.

Furthermore, government regulators should set clear criteria for allowing MFIs to mobilize savings for on-lending to the poor; this would allow for a large measure of financial independence amongst well-managed MFIs. Each Indian state could consider forming a multi-party working group to meet with microfinance leaders and have a dialogue with them about how the policy environment could be made more supportive and to clear up misperceptions.
There is an opportunity to make a real dent in hard-core poverty through microfinance. By unleashing the entrepreneurial talent of the poor, we will slowly but surely transform India in ways we can only begin to imagine today.

Read Full Paragraph

What is the author primarily talking about in the article?


AMountbatten's association with India

BNehru's speech

CGandhi's assassination

DThe aftermath of the partition.

Answer: Option D

Explanation:

Here is no explanation for this answer

Submit Your Solution

Tags: No Tags on this question yet!

NA
SHSTTON
13
Solv. Corr.
7
Solv. In. Corr.
20
Attempted
0 M:0 S
Avg. Time

13 / 52

Read the passage and answer the questions that follow on the basis of the information provided in the passage.

 The impressive recent growth of certain sectors of the Indian economy is a necessary but insufficient condition for the elimination of extreme poverty.

In order to ensure that the poorest benefit from this growth, and also contribute to it, the expansion and improvement of the microfinance sector should be a national priority. Studies suggest that the impact of microfinance on the poorest is greater than on the poor, and yet another that non-participating members of communities where microfinance operates experience socio-economic gains ? suggesting strong spillover effects. Moreover, well-managed microfinance institutions (MFIs) have shown a capacity to wean themselves off of subsidies and become sustainable within a few years.

Microfinance is powerful, but it is clearly no panacea. Microfinance does not directly address some structural problems facing Indian society and the economy, and it is not yet as efficient as it will be when economies of scale are realized and a more supportive policy environment is created.

Loan products are still too inflexible, and savings and insurance services that the poor also need are not widely available due to regulatory barriers.

Still, microfinance is one of the few market-based, scalable anti-poverty solutions that is in place in India today, and the argument to scale it up to meet the overwhelming need is compelling. According to Sa-Dhan, the overall outreach is 6.5 million families and the sector-wide loan portfolio is Rs 2,500 crore.

However, this is meeting only 10% of the estimated demand. Importantly, new initiatives are expanding this success story to the some of the country's poorest regions, such as eastern and central Uttar Pradesh.

The local and national governments have an important role to play in ensuring the growth and improvement of microfinance. First and foremost, the market should be left to set interest rates, not the state. Ensuring transparency and full disclosure of rates including fees is something the government should ensure, and something that new technologies as well as reporting and data standards are already enabling.

Furthermore, government regulators should set clear criteria for allowing MFIs to mobilize savings for on-lending to the poor; this would allow for a large measure of financial independence amongst well-managed MFIs. Each Indian state could consider forming a multi-party working group to meet with microfinance leaders and have a dialogue with them about how the policy environment could be made more supportive and to clear up misperceptions.
There is an opportunity to make a real dent in hard-core poverty through microfinance. By unleashing the entrepreneurial talent of the poor, we will slowly but surely transform India in ways we can only begin to imagine today.

Read Full Paragraph

In the view of the author, What does the Nehru's phrase "tryst with destiny" symbolise today?


AA celebration of Indian Independence

BAn inspirational quote

CA reminder of Gandhi's assassination

DA symbol of the ills of the partition

Answer: Option D

Explanation:

Here is no explanation for this answer

Submit Your Solution

Tags: No Tags on this question yet!

NA
SHSTTON
13
Solv. Corr.
11
Solv. In. Corr.
24
Attempted
0 M:0 S
Avg. Time

14 / 52

Read the passage and answer the questions that follow on the basis of the information provided in the passage.

 The impressive recent growth of certain sectors of the Indian economy is a necessary but insufficient condition for the elimination of extreme poverty.

In order to ensure that the poorest benefit from this growth, and also contribute to it, the expansion and improvement of the microfinance sector should be a national priority. Studies suggest that the impact of microfinance on the poorest is greater than on the poor, and yet another that non-participating members of communities where microfinance operates experience socio-economic gains ? suggesting strong spillover effects. Moreover, well-managed microfinance institutions (MFIs) have shown a capacity to wean themselves off of subsidies and become sustainable within a few years.

Microfinance is powerful, but it is clearly no panacea. Microfinance does not directly address some structural problems facing Indian society and the economy, and it is not yet as efficient as it will be when economies of scale are realized and a more supportive policy environment is created.

Loan products are still too inflexible, and savings and insurance services that the poor also need are not widely available due to regulatory barriers.

Still, microfinance is one of the few market-based, scalable anti-poverty solutions that is in place in India today, and the argument to scale it up to meet the overwhelming need is compelling. According to Sa-Dhan, the overall outreach is 6.5 million families and the sector-wide loan portfolio is Rs 2,500 crore.

However, this is meeting only 10% of the estimated demand. Importantly, new initiatives are expanding this success story to the some of the country's poorest regions, such as eastern and central Uttar Pradesh.

The local and national governments have an important role to play in ensuring the growth and improvement of microfinance. First and foremost, the market should be left to set interest rates, not the state. Ensuring transparency and full disclosure of rates including fees is something the government should ensure, and something that new technologies as well as reporting and data standards are already enabling.

Furthermore, government regulators should set clear criteria for allowing MFIs to mobilize savings for on-lending to the poor; this would allow for a large measure of financial independence amongst well-managed MFIs. Each Indian state could consider forming a multi-party working group to meet with microfinance leaders and have a dialogue with them about how the policy environment could be made more supportive and to clear up misperceptions.
There is an opportunity to make a real dent in hard-core poverty through microfinance. By unleashing the entrepreneurial talent of the poor, we will slowly but surely transform India in ways we can only begin to imagine today.

Read Full Paragraph

The author persists on talking about the " Bob Hope movie" in the article. Why?


ABecause the movie was a classic of 1947

BHe thinks it caused the partition of the subcontinent

CHe uses it to show the apathy of the Britishers towards the subcontinent

DIt was Mountbatten's favourite movie.

Answer: Option C

Explanation:

Here is no explanation for this answer

Submit Your Solution

Tags: No Tags on this question yet!

NA
SHSTTON
14
Solv. Corr.
10
Solv. In. Corr.
24
Attempted
0 M:0 S
Avg. Time

15 / 52

Read the passage and answer the questions that follow on the basis of the information provided in the passage.

 The impressive recent growth of certain sectors of the Indian economy is a necessary but insufficient condition for the elimination of extreme poverty.

In order to ensure that the poorest benefit from this growth, and also contribute to it, the expansion and improvement of the microfinance sector should be a national priority. Studies suggest that the impact of microfinance on the poorest is greater than on the poor, and yet another that non-participating members of communities where microfinance operates experience socio-economic gains ? suggesting strong spillover effects. Moreover, well-managed microfinance institutions (MFIs) have shown a capacity to wean themselves off of subsidies and become sustainable within a few years.

Microfinance is powerful, but it is clearly no panacea. Microfinance does not directly address some structural problems facing Indian society and the economy, and it is not yet as efficient as it will be when economies of scale are realized and a more supportive policy environment is created.

Loan products are still too inflexible, and savings and insurance services that the poor also need are not widely available due to regulatory barriers.

Still, microfinance is one of the few market-based, scalable anti-poverty solutions that is in place in India today, and the argument to scale it up to meet the overwhelming need is compelling. According to Sa-Dhan, the overall outreach is 6.5 million families and the sector-wide loan portfolio is Rs 2,500 crore.

However, this is meeting only 10% of the estimated demand. Importantly, new initiatives are expanding this success story to the some of the country's poorest regions, such as eastern and central Uttar Pradesh.

The local and national governments have an important role to play in ensuring the growth and improvement of microfinance. First and foremost, the market should be left to set interest rates, not the state. Ensuring transparency and full disclosure of rates including fees is something the government should ensure, and something that new technologies as well as reporting and data standards are already enabling.

Furthermore, government regulators should set clear criteria for allowing MFIs to mobilize savings for on-lending to the poor; this would allow for a large measure of financial independence amongst well-managed MFIs. Each Indian state could consider forming a multi-party working group to meet with microfinance leaders and have a dialogue with them about how the policy environment could be made more supportive and to clear up misperceptions.
There is an opportunity to make a real dent in hard-core poverty through microfinance. By unleashing the entrepreneurial talent of the poor, we will slowly but surely transform India in ways we can only begin to imagine today.

Read Full Paragraph

What does the author imply about the future of the Pakistan?


AIt becomes a secular country.

BIt becomes unsecular.

CIt is unprosperous

DIt becomes a rogue state.

Answer: Option B

Explanation:

Here is no explanation for this answer

Submit Your Solution

Tags: No Tags on this question yet!

NA
SHSTTON
16
Solv. Corr.
5
Solv. In. Corr.
21
Attempted
0 M:0 S
Avg. Time

16 / 52

Read the passage and answer the questions that follow on the basis of the information provided in the passage.

 The impressive recent growth of certain sectors of the Indian economy is a necessary but insufficient condition for the elimination of extreme poverty.

In order to ensure that the poorest benefit from this growth, and also contribute to it, the expansion and improvement of the microfinance sector should be a national priority. Studies suggest that the impact of microfinance on the poorest is greater than on the poor, and yet another that non-participating members of communities where microfinance operates experience socio-economic gains ? suggesting strong spillover effects. Moreover, well-managed microfinance institutions (MFIs) have shown a capacity to wean themselves off of subsidies and become sustainable within a few years.

Microfinance is powerful, but it is clearly no panacea. Microfinance does not directly address some structural problems facing Indian society and the economy, and it is not yet as efficient as it will be when economies of scale are realized and a more supportive policy environment is created.

Loan products are still too inflexible, and savings and insurance services that the poor also need are not widely available due to regulatory barriers.

Still, microfinance is one of the few market-based, scalable anti-poverty solutions that is in place in India today, and the argument to scale it up to meet the overwhelming need is compelling. According to Sa-Dhan, the overall outreach is 6.5 million families and the sector-wide loan portfolio is Rs 2,500 crore.

However, this is meeting only 10% of the estimated demand. Importantly, new initiatives are expanding this success story to the some of the country's poorest regions, such as eastern and central Uttar Pradesh.

The local and national governments have an important role to play in ensuring the growth and improvement of microfinance. First and foremost, the market should be left to set interest rates, not the state. Ensuring transparency and full disclosure of rates including fees is something the government should ensure, and something that new technologies as well as reporting and data standards are already enabling.

Furthermore, government regulators should set clear criteria for allowing MFIs to mobilize savings for on-lending to the poor; this would allow for a large measure of financial independence amongst well-managed MFIs. Each Indian state could consider forming a multi-party working group to meet with microfinance leaders and have a dialogue with them about how the policy environment could be made more supportive and to clear up misperceptions.
There is an opportunity to make a real dent in hard-core poverty through microfinance. By unleashing the entrepreneurial talent of the poor, we will slowly but surely transform India in ways we can only begin to imagine today.

Read Full Paragraph

Why was Gandhi assassinated?


ABecause he was favouring the Muslims

BHis assassin thought he was partial to the Muslims

CHe got killed in the violence after partition.

DNone of these

Answer: Option B

Explanation:

Here is no explanation for this answer

Submit Your Solution

Tags: No Tags on this question yet!

NA
SHSTTON
137
Solv. Corr.
398
Solv. In. Corr.
535
Attempted
0 M:6 S
Avg. Time

17 / 52

Read the passage and answer the questions that follow on the basis of the information provided in the passage.

 Environmental toxins which can affect children are frighteningly commonplace. Besides lead, there are other heavy metals such as mercury, which is found frequently in fish, that are spewed into the air from coal-fired power plants, says Maureen Swanson, MPA, director of the Healthy Children Project at the Learning Disabilities Association of America. Mercury exposure can impair children's memory, attention, and language abilities and interfere with fine motor and visual spatial skills. A recent study of school districts in Texas showed significantly higher levels of autism in areas with elevated levels of mercury in the environment. Researchers are finding harmful effects at lower and lower levels of exposure, says Swanson.
They're now telling us that they don't know if there's a level of mercury that's safe. Unfortunately, some of these chemicals make good flame retardants and have been widely used in everything from upholstery to televisions to children's clothing. Studies have found them in high levels in household dust, as well as in breast milk. Two categories of these flame retardants have been banned in Europe and are starting to be banned by different states in the United States. The number of toxins in our environment that can affect children may seem overwhelming at times. On at least some fronts, however, there is progress in making the world a cleaner place for kids and just possibly, reducing the number of learning disabilities and neurological problems.With a number of efforts to clean up the environment stalled at the federal level, many state governments are starting to lead the way.And rather than tackle one chemical at a time, at least eight states are considering plans for comprehensive chemical reform bills, which would take toxic chemicals off the market.

"Besides lead, there are other heavy metals such as mercury, which are found frequently in fish, that are spewed into the air from coal-fired power plants". How can this line be worded differently.


ABesides lead, mercury is another heavy metal which is found frequently in discarded fish cooked in coal-fired power plants.

BBesides lead, fish contains mercury which is a heavy metal ejected in the air from power plants using coal.

CFish, contains mercury which is released in the air as industrial waste and which is also a heavy metal like lead.

DMercury relaeased in the air as industrial waste is another heavy metal like lead, found in fish.

 View Answer |  Submit Your Solution | Topic: Reading Comprehension | Asked In CognizanteLitmus |

Answer: Option B

Explanation:

Here is no explanation for this answer

Submit Your Solution

Tags: Cognizant

NA
SHSTTON
266
Solv. Corr.
288
Solv. In. Corr.
554
Attempted
0 M:42 S
Avg. Time

18 / 52

Read the passage and answer the questions that follow on the basis of the information provided in the passage.

 Environmental toxins which can affect children are frighteningly commonplace. Besides lead, there are other heavy metals such as mercury, which is found frequently in fish, that are spewed into the air from coal-fired power plants, says Maureen Swanson, MPA, director of the Healthy Children Project at the Learning Disabilities Association of America. Mercury exposure can impair children's memory, attention, and language abilities and interfere with fine motor and visual spatial skills. A recent study of school districts in Texas showed significantly higher levels of autism in areas with elevated levels of mercury in the environment. Researchers are finding harmful effects at lower and lower levels of exposure, says Swanson.
They're now telling us that they don't know if there's a level of mercury that's safe. Unfortunately, some of these chemicals make good flame retardants and have been widely used in everything from upholstery to televisions to children's clothing. Studies have found them in high levels in household dust, as well as in breast milk. Two categories of these flame retardants have been banned in Europe and are starting to be banned by different states in the United States. The number of toxins in our environment that can affect children may seem overwhelming at times. On at least some fronts, however, there is progress in making the world a cleaner place for kids and just possibly, reducing the number of learning disabilities and neurological problems.With a number of efforts to clean up the environment stalled at the federal level, many state governments are starting to lead the way.And rather than tackle one chemical at a time, at least eight states are considering plans for comprehensive chemical reform bills, which would take toxic chemicals off the market.

All these are harmful effect of mercury in the children EXEPT


AAffect driving skill

BCauses attention deficits ordered

Clead to nurological problems

DImpacts ability to learn language

 View Answer |  Submit Your Solution | Topic: Reading Comprehension | Asked In CognizanteLitmus |

Answer: Option A

Explanation:

Here is no explanation for this answer

Submit Your Solution

Tags: Cognizant

NA
SHSTTON
106
Solv. Corr.
433
Solv. In. Corr.
539
Attempted
0 M:0 S
Avg. Time

19 / 52

Read the passage and answer the questions that follow on the basis of the information provided in the passage.

 Environmental toxins which can affect children are frighteningly commonplace. Besides lead, there are other heavy metals such as mercury, which is found frequently in fish, that are spewed into the air from coal-fired power plants, says Maureen Swanson, MPA, director of the Healthy Children Project at the Learning Disabilities Association of America. Mercury exposure can impair children's memory, attention, and language abilities and interfere with fine motor and visual spatial skills. A recent study of school districts in Texas showed significantly higher levels of autism in areas with elevated levels of mercury in the environment. Researchers are finding harmful effects at lower and lower levels of exposure, says Swanson.
They're now telling us that they don't know if there's a level of mercury that's safe. Unfortunately, some of these chemicals make good flame retardants and have been widely used in everything from upholstery to televisions to children's clothing. Studies have found them in high levels in household dust, as well as in breast milk. Two categories of these flame retardants have been banned in Europe and are starting to be banned by different states in the United States. The number of toxins in our environment that can affect children may seem overwhelming at times. On at least some fronts, however, there is progress in making the world a cleaner place for kids and just possibly, reducing the number of learning disabilities and neurological problems.With a number of efforts to clean up the environment stalled at the federal level, many state governments are starting to lead the way.And rather than tackle one chemical at a time, at least eight states are considering plans for comprehensive chemical reform bills, which would take toxic chemicals off the market.

"Reasearcher are finding harmful effects at a lower level of exposer "How can this line be interpreted?


ALower level of exposure are harmful

BHarmful effects from exposure are becoming less intense

CAmount of clothing has an impact on harmful effect

DEven little exposure, can cause harm

 View Answer |  Submit Your Solution | Topic: Reading Comprehension | Asked In CognizanteLitmus |

Answer: Option D

Explanation:

Here is no explanation for this answer

Submit Your Solution

Tags: Cognizant

NA
SHSTTON
159
Solv. Corr.
513
Solv. In. Corr.
672
Attempted
0 M:9 S
Avg. Time

20 / 52

Read the passage and answer the questions that follow on the basis of the information provided in the passage.

 Environmental toxins which can affect children are frighteningly commonplace. Besides lead, there are other heavy metals such as mercury, which is found frequently in fish, that are spewed into the air from coal-fired power plants, says Maureen Swanson, MPA, director of the Healthy Children Project at the Learning Disabilities Association of America. Mercury exposure can impair children's memory, attention, and language abilities and interfere with fine motor and visual spatial skills. A recent study of school districts in Texas showed significantly higher levels of autism in areas with elevated levels of mercury in the environment. Researchers are finding harmful effects at lower and lower levels of exposure, says Swanson.
They're now telling us that they don't know if there's a level of mercury that's safe. Unfortunately, some of these chemicals make good flame retardants and have been widely used in everything from upholstery to televisions to children's clothing. Studies have found them in high levels in household dust, as well as in breast milk. Two categories of these flame retardants have been banned in Europe and are starting to be banned by different states in the United States. The number of toxins in our environment that can affect children may seem overwhelming at times. On at least some fronts, however, there is progress in making the world a cleaner place for kids and just possibly, reducing the number of learning disabilities and neurological problems.With a number of efforts to clean up the environment stalled at the federal level, many state governments are starting to lead the way.And rather than tackle one chemical at a time, at least eight states are considering plans for comprehensive chemical reform bills, which would take toxic chemicals off the market.

On at least some fronts, however, there is progress in making the world a cleaner place for kids-and just possibly, reducing the number of learning disabilities and neurological problems. What 'front' is being referred to?


AEffort of Healthy children project at the learning disabilities association of America

BBanning of flame retardant in Europe and various states of America.

CMore and more states are joining the 2 states in Europe and various states in America that have already banned harmful chemicals.

DProposed bill resulting in a blanket ban on all harmful chemicals.

 View Answer |  Submit Your Solution | Topic: Reading Comprehension | Asked In CognizanteLitmus |

Answer: Option B

Explanation:

Here is no explanation for this answer

Submit Your Solution

Tags: Cognizant


Here is the list of questions asked in eLitmus paper Practice questions with Answers Page 2. Practice eLitmus Written Test Papers with Solutions and take Q4Interview eLitmus Online Test Questions to crack eLitmus written round test. Overall the level of the eLitmus Online Assessment Test is moderate. Only those candidates who clear the written exam will qualify for the next round, so practic all the questions here and take all the free tests before going for final selection process of eLitmus